[
  {
    "section": "Submission Forms & Checklists",
    "color": null,
    "documents": [
      {
        "title": "COIN DSCR Fee Schedule",
        "link": "https://bit.ly/orioncoinfeeschedule"
      },
      {
        "title": "State Fee Schedule",
        "link": "https://bit.ly/orionstatefeesschedule"
      },
      {
        "title": "Submission Requirements - COIN",
        "link": "https://orionlending.biz/SubmissionRequirements-COIN"
      },
      {
        "title": "Submission Requirements - Conventional",
        "link": "https://orionlending.biz/SubmissionRequirements-Conventional"
      },
      {
        "title": "Submission Requirements - FHA",
        "link": "https://orionlending.biz/SubmissionRequirements-FHA"
      },
      {
        "title": "Submission Requirements - Titan Flex",
        "link": "https://orionlending.biz/45XRsCl"
      },
      {
        "title": "Submission Requirements - Titan MD",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Submission_Requirements_Checklist_-_Titan_MD_2026_02_10.pdf&saveName=Submission%20Requirements%20-%20Titan%20MD"
      },
      {
        "title": "Submission Requirements - VA",
        "link": "https://orionlending.biz/SubmissionRequirements-VA"
      },
      {
        "title": "Submission Requirements - USDA",
        "link": "https://orionlending.biz/43pdjQ9"
      },
      {
        "title": "Submission Requirements – TBD Property Address",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=TBD_Submission_Requirements_2025_11_13.pdf&saveName=Submission%20Requirements%20%E2%80%93%20TBD%20Property%20Address"
      }
    ]
  },
  {
    "section": "Business Purpose",
    "color": null,
    "documents": [
      {
        "title": "Business Purpose Acknowledgement of Consent of Spousal Form",
        "link": "https://orionlending.biz/AcknowledgmentofConsentofSpousalForm"
      },
      {
        "title": "Business Purpose Cash Out Letter",
        "link": "https://orionlending.biz/BusinessPurposeCashOutLetter"
      },
      {
        "title": "COIN Business Purpose Calculator",
        "link": "https://orionlending.biz/COINBusinessPurposeCalculator"
      },
      {
        "title": "COIN X Condo Project Questionnaire",
        "link": "https://orionlending.biz/COINX-CondoProjectQuestionnaire"
      },
      {
        "title": "Multi-Member Limited Liability Company Borrowing Certificate",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Multi-Member_Limited_Liability_Company_Borrowing_Certificate_2026_05_01.pdf&saveName=Multi-Member%20Limited%20Liability%20Company%20Borrowing%20Certificate"
      },
      {
        "title": "Single Member Limited Liability Company Borrowing Certificate",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Single_Member_Limited_Liability_Company_Borrowing_Certificate_2026_05_01.pdf&saveName=Single%20Member%20Limited%20Liability%20Company%20Borrowing%20Certificate"
      },
      {
        "title": "COIN and COIN X Prepayment Penalty Calculator",
        "link": "https://orionlending.biz/COINAndCOINXPrepaymentPenaltyCalculator"
      }
    ]
  },
  {
    "section": "Compliance Resources",
    "color": null,
    "documents": [
      {
        "title": "Approved CEMA Attorney List",
        "link": "https://orionlending.biz/ApprovedCEMAAttorneyList"
      },
      {
        "title": "Closing Disclosure (CD) Checklist",
        "link": "https://orionlending.biz/ClosingDisclosureCDChecklist"
      },
      {
        "title": "DPA and TBD Conversion - Broker Disclosure Requirements",
        "link": "https://orionlending.biz/DPAandTBDConversion-BrokerDisclosureRequirements"
      },
      {
        "title": "Intent to Proceed (TRID)",
        "link": "https://orionlending.biz/3GyOY36"
      },
      {
        "title": "Loan Suspense (ECOA) Policy for Brokers",
        "link": "https://bit.ly/LoanSuspenseECOAPolicy"
      },
      {
        "title": "South Carolina Attorney List and Acknowledgement Form",
        "link": "https://orionlending.biz/SouthCarolinaAttorneyListandAcknowledgementForm"
      }
    ]
  },
  {
    "section": "Appraisal Resources",
    "color": null,
    "documents": [
      {
        "title": "Appraisal Desk FAQ",
        "link": "https://orionlending.biz/4nD7ND8"
      },
      {
        "title": "Appraisal Fee Chart",
        "link": "https://orionlending.biz/AppraisalFeeSchedule"
      },
      {
        "title": "Appraisal Reconsideration of Value (ROV)",
        "link": "https://orionlending.biz/ROV"
      },
      {
        "title": "Appraisal Transfers – Minimum Documents Required",
        "link": "https://orionlending.biz/4lIzXe9"
      },
      {
        "title": "Appraisal Waiver – All Valuations Form",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Appraisal_Waiver_-_All_Valuations_2026_05_01.pdf&saveName=Appraisal%20Waiver%20%E2%80%93%20All%20Valuations%20Form"
      },
      {
        "title": "Appraisal Waiver – Clerical Correction Form",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Appraisal_Waiver_-_Clerical_Correction_2026_05_01.pdf&saveName=Appraisal%20Waiver%20%E2%80%93%20Clerical%20Correction%20Form"
      },
      {
        "title": "Ineligible Appraisers - DSCR, Non-QM, & Jumbo",
        "link": "https://orionlending.biz/Ineligible_Appraisers_DSCR_NonQM_Jumbo"
      },
      {
        "title": "Mercury Network Guide",
        "link": "https://orionlending.biz/MercuryNetworkGuide"
      },
      {
        "title": "Mercury Network Tutorials – Visit STAR Portal Learning Library",
        "link": "https://star.orionlending.com/STAR/LearningLibrary"
      },
      {
        "title": "Mercury Borrower Payment Link",
        "link": "https://orionlending.vmpclient.com/makeapayment/search"
      },
      {
        "title": "Property Inspection Waiver (PIW) Disclosure",
        "link": "https://orionlending.biz/PIWBorrowerDisclosurePropertyInspectionWaiver"
      }
    ]
  },
  {
    "section": "Doc Resources",
    "color": null,
    "documents": [
      {
        "title": "Orion Lending Mortgagee Clause",
        "link": "https://orionlending.biz/OrionLendingMortgageeClause"
      },
      {
        "title": "Settlement Agent Approval Process",
        "link": "https://orionlending.biz/SettlementAgentApprovalProcess"
      },
      {
        "title": "Title Validation Vesting Form",
        "link": "https://orionlending.biz/TitleValidationVestingForm"
      }
    ]
  },
  {
    "section": "FHA/VA Resources",
    "color": null,
    "documents": [
      {
        "title": "FHA 3-4 Unit Self Sufficiency Tool",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=FHA_3-4_Unit_Self_Sufficiency_Tool_2025_05_21.xlsx&saveName=FHA%203-4%20Unit%20Self%20Sufficiency%20Tool"
      },
      {
        "title": "FHA / VA Lender ID",
        "link": "https://orionlending.biz/40Ev0us"
      },
      {
        "title": "FHA Case Number Transfer Request Form",
        "link": "http://bit.ly/FHA_Case_Number_Transfer_Request_Form"
      },
      {
        "title": "FHA Streamline Worksheet",
        "link": "https://orionlending.biz/FHAStreamlineWorksheet"
      },
      {
        "title": "FHA Single Use Condo Approval Form 9991",
        "link": "https://cdn.prod.website-files.com/5ec715977e0c40bb2d667fdc/69b82c09ece3e0ef7b3f9e22_Form%20HUD-9991%202026.03.16.pdf"
      },
      {
        "title": "FHA Condo Questionnaire for Approved Projects",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=FHA_Condo_Questionnaire_for_Approved_Projects_2026_02_05.pdf&saveName=FHA%20Condo%20Questionnaire%20for%20Approved%20Projects"
      },
      {
        "title": "VA Appraisal Credit Card Authorization",
        "link": "https://orionlending.biz/VAAppraisalCreditCardAuthorization"
      },
      {
        "title": "VA Guaranteed Home Loan Cash-Out Refinances Comparison Certification",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=VA_Cash-Out_Refinance_Comparison_Certification_2026_05_01.pdf&saveName=VA%20Guaranteed%20Home%20Loan%20Cash-Out%20Refinances%20Comparison%20Certification"
      },
      {
        "title": "VA Certificate of Property Condition",
        "link": "https://orionlending.biz/VACertificateofPropertyCondition"
      },
      {
        "title": "VA Entitlement Worksheet",
        "link": "https://orionlending.biz/VAEntitlementWorksheet"
      },
      {
        "title": "VA Nearest Living Relative & Childcare Statement",
        "link": "https://orionlending.biz/4dt84Wj"
      },
      {
        "title": "VA IRRRL Qualifying Tips Worksheet",
        "link": "https://orionlending.biz/4kcqCuK"
      },
      {
        "title": "VA IRRRL Max Loan Amount Calculator",
        "link": "https://orionlending.biz/VAIRRRLMaxLoanAmountCalculator"
      },
      {
        "title": "VA Renewal/Sponsorship Form",
        "link": "https://orionlending.biz/VARenewal-SponsorshipForm"
      }
    ]
  },
  {
    "section": "Mortgage Insurance",
    "color": null,
    "documents": [
      {
        "title": "Essent MI",
        "link": "https://www.essent.us/"
      },
      {
        "title": "MGIC",
        "link": "https://www.mgic.com/"
      }
    ]
  },
  {
    "section": "USDA Resources",
    "color": null,
    "documents": [
      {
        "title": "USDA Income and Repayment Worksheet",
        "link": "https://orionlending.biz/USDAIncomeandRepaymentWorksheet"
      },
      {
        "title": "USDA Lender Agent Sponsorship",
        "link": "https://www.orionlending.com/usda-lender-agent"
      }
    ]
  },
  {
    "section": "General Forms/Resources",
    "color": null,
    "documents": [
      {
        "title": "3rd Party Processor Affiliation Request Form",
        "link": "https://cdn.prod.website-files.com/5ec715977e0c40bb2d667fdc/685adab6cdf5eb8e67a6c6e9_3rd%20Party%20Processor%20Affiliation%20Request%20Form%202025.06.24.pdf"
      },
      {
        "title": "2025 Tax Filing and Transcript Guide - Helpful Tips",
        "link": "https://orionlending.biz/2025TaxTranscriptGuide"
      },
      {
        "title": "8821 Tax Transcript Authorization Form – Business",
        "link": "https://orionlending.biz/8821TaxTranscriptAuthorizationForm"
      },
      {
        "title": "8821 Tax Transcript Authorization Form – Personal",
        "link": "https://orionlending.biz/8821TaxTranscriptAuthorizationFormPersonal"
      },
      {
        "title": "Anti-Steering Loan Option Disclosure",
        "link": "https://orionlending.biz/Anti-SteeringLoanOptionDisclosure"
      },
      {
        "title": "Acknowledgment of Receipt of Your Home Loan Toolkit",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Acknowledgment_of_Receipt_of_Your_Home_Loan_Toolkit_2026_05_01.pdf&saveName=Acknowledgment%20of%20Receipt%20of%20Your%20Home%20Loan%20Toolkit"
      },
      {
        "title": "Asset Utilization Calculator",
        "link": "https://orionlending.biz/AssetUtilizationCalculator"
      },
      {
        "title": "Borrower Certification of Property Condition",
        "link": "https://orionlending.biz/45zWpBj"
      },
      {
        "title": "Borrower Identity of Interest Certification",
        "link": "https://orionlending.biz/BorrowerIdentityofInterestCertification"
      },
      {
        "title": "Branch Add Form",
        "link": "https://cdn.prod.website-files.com/5ec715977e0c40bb2d667fdc/682e345f4094a6186d0d9db5_Branch%20Add%20Form%202025.05.21.pdf"
      },
      {
        "title": "Buydown Calculator",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Buydown_Calculator_2025_03_18.xlsx&saveName=Buydown%20Calculator"
      },
      {
        "title": "Business Narrative",
        "link": "https://orionlending.biz/BusinessNarrative"
      },
      {
        "title": "CA Domestic Partner Addendum",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=California_Domestic_Partner_Addendum_2026_05_01.pdf&saveName=CA%20Domestic%20Partner%20Addendum"
      },
      {
        "title": "California REL Supplement Disclosure",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=CA_REL_Supplement_Disclosure_2026_05_01.pdf&saveName=California%20REL%20Supplement%20Disclosure"
      },
      {
        "title": "CDA (Appraisal Review) Credit Card Authorization Form",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=CDA_(Appraisal_Review)_Credit_Card_Authorization_Form_v3.pdf&saveName=CDA%20%28Appraisal%20Review%29%20Credit%20Card%20Authorization%20Form"
      },
      {
        "title": "Condo Project Questionnaire",
        "link": "https://cdn.prod.website-files.com/5ec715977e0c40bb2d667fdc/69f8a8cd2299daacf7d0532f_FNMA%20Condo%20Project%20Questionaire%202026.05.01.pdf"
      },
      {
        "title": "Gift Letter",
        "link": "https://orionlending.biz/GiftLetter"
      },
      {
        "title": "Homeownership Counseling Disclosure",
        "link": "https://orionlending.biz/HomeownershipCounselingDisclosure"
      },
      {
        "title": "Letter of Explanation - Inquiries",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Letter_of_Explanation_-_Inquiries_2026_05_01.pdf&saveName=Letter%20of%20Explanation%20-%20Inquiries"
      },
      {
        "title": "Letter of Explanation - Addresses",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Letter_of_Explanation_-_Addresses_2026_05_01.pdf&saveName=Letter%20of%20Explanation%20-%20Addresses"
      },
      {
        "title": "Limited Review Condo Questionnaire",
        "link": "https://bit.ly/OrionLimitedCondoQ"
      },
      {
        "title": "Lock Policy",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Orion_Lending_Lock_Policy_05_20_2025.pdf&saveName=Lock%20Policy"
      },
      {
        "title": "Non-Borrowing Entity Form",
        "link": "http://orionlending.biz/4oh7tKA"
      },
      {
        "title": "Non-QM Foreign National ACH Form",
        "link": "https://orionlending.biz/Non-QMForeignNationalACH"
      },
      {
        "title": "SSA-89 (SSN Validation)",
        "link": "https://orionlending.biz/SSA-89SSNValidation"
      },
      {
        "title": "Tax Professional Attestation",
        "link": "https://orionlending.biz/4kQFgYJ"
      },
      {
        "title": "Titan Flex Prepayment Penalty Calculator",
        "link": "https://orionlending.biz/TitanFlexPPP"
      },
      {
        "title": "Why Truv? Quick Reference Guide",
        "link": "https://orionlending.biz/WhyTruvQuickReferenceGuide"
      }
    ]
  },
  {
    "section": "Helpful Tips",
    "color": null,
    "documents": [
      {
        "title": "Anti-Steering Disclosure - Helpful Tips",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=Anti-Steering_Disclosure_Helpful_Tips_2026_04_02.pdf&saveName=Anti-Steering%20Disclosure%20-%20Helpful%20Tips"
      },
      {
        "title": "Closing Made Simple",
        "link": "https://cdn.prod.website-files.com/5ec715977e0c40bb2d667fdc/68d2b6794eaf1214e7a40265_Closing%20Made%20Simple.pdf"
      }
    ]
  },
  {
    "section": "Broker Resources - Borrower Experience",
    "color": null,
    "documents": [
      {
        "title": "First Payment Notification Acknowledgment Letter ",
        "link": "https://star.orionlending.com/Download/DownloadFileWithSaveName?path=formsDocs&fileName=First_Payment_Notification_Acknowledgment_Letter_2026_05_01.pdf&saveName=First%20Payment%20Notification%20Acknowledgment%20Letter%20"
      },
      {
        "title": "Taxdoor 4506-C Transcript Borrower Resource",
        "link": "https://bit.ly/Taxdoor4506C"
      },
      {
        "title": "Truv Borrower Experience - Verification of Employment and Income Job Aid",
        "link": "https://orionlending.biz/3Cvn7yZ"
      }
    ]
  }
]